Home Owner Warranty - Buy That Home Warranty

If you have a 15 year old water heater or a 20 year old HVAC, you might want to consider the relatively small cost of the home warranty as a hedge against a bad situation. Now, a busted water heater or failing HVAC isn’t a hazardous situation (you can work around both of those), but imagine if your roof collapsed or if you discovered termite infestation missed by the inspector - now you’re talking dangerous situations you need to have resolved ASAP (assuming the warranty covers it). You might say that this is what the insurance companies want you to believe, that you’re not buying insurance but instead buying peace of mind and you’d be right - it’s what insurance companies say but it doesn’t make it untrue. We were actually given a warranty when we purchased our house last year from my realtor as a house warming gift. On the few occasions that they did cover my claims, they sent incompetent workmen, one of whom dorked up the garage door opener (after the warranty expired, I had to pay someone who knew what he was doing to fix it) and another of whom lied in an attempt to get me to replace a perfectly fine toilet with a Home Depot special. read more

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